Rates
- Loan Rates
- Loan Rates Cont.
- Savings Rates
- Share Certificate Rates
New Vehicles Including Automobiles, Boats, Motorcycles, Tractors, Campers and 4-Wheelers/ATV 36 months Rates as Low as 3.99% APR 48 months Rates as Low as 3.99% APR 60 months Rates as Low as 3.99% APR 72 months Rates as Low as 4.99% APR 84 months Rates as Low as 5.99% APR Selling price must be $30,000
Program Cars / Demonstrators
New Car financing available for program cars if purchased in the current model year.
ATV'S and Golf Carts ( New Only)
Same rates as New Vehicles, Limited to 3 year financing
Second Chance Vehicle Loans
Refinance a new vehicle within the first year and get our New Vehicle Rates
84 monthly payments of $14.61 per $1000 borrowed at 5.99%.
** Rates subject to Credit and Collateral Qualifications
**All interest rates are subject to change without notice and may be higher than the listed rates
All rates are based on Credit History
Unimproved property / Lots
1 - 6 years Rates as Low as 5.99% APR 7 - 9 years Rates as Low as 6.49% APR 10 - 15 years Rates as Low as 6.99% APR 15 year amortization with 10 year maturity
180 monthly payments of $8.99 per $1000 borrowed at 6.99%
Lesser of appraisal value or cost
Not to exceed total loan limit
Mortgages are done by credit union attorney before check is issued
Member pays for appraisal, attorney fees, title search, etc...
Need purchase agreement & appraisal authorizationHome Equity / Home Purchase
1 - 6 years Rates as Low as 5.99% APR 7 - 9 years Rates as Low as 6.49% APR 10 - 15 years Rates as Low as 6.99% APR - 15 year amortization with 10 year maturity
- 80% of appraised value
- Member pays attorney and appraisal fees
- Must use credit union attorney and appraiser
- Need copy of deed and appraisal authorization
- 1% Origination Fee
Construction Loans
We are not doing construction loans at this time Signature Loans Members are eligible after 1 year of employment
- 1-3 years of employment - up to $1000.00
- More than 3 years employment- up to 2 times monthly income not to exceed $7000.00
- $500.00 minimum loan (new money)
- $5001.00 - $7000.00 payable in up to 3 years
Rates as Low as 8.50% APR
Rates are determined upon credit history
24 monthly payments of $45.46 per $1000 borrowed at 8.5%Share Secure Loans - 2% above dividends earned on highest amount secured
- Term limit - 12 years
- NO application or credit check required
Tuition Loans 1 year term Rates as Low as 5.90% APR Copy of invoice from school/college required 12 monthly payments of $88.55 per $1000 borrowed at 5.9%
Rates are determined upon credit historyShare Dividend Rates Share Amount Dividend Rate APY $100.00 to $9,999.99 0.10% 0.100% $10,000.00 and Over 0.15% 0.150%
All dividend rates are subject to change without notice.
*Dividends are figured on daily balances, compounded and paid quarterly
APY = annual percentage yieldYouth Accounts for $1000 and over Term Dividend Rate APY 6 months 0.80% 0.803% 1 year 1.00% 1.005% 18 months 1.50% 1.511% 2 years 1.65% 1.664% 3 years 1.85% 1.867% *Based on dividends capitalized back into your share certificate
*APY denotes Annual Percentage Yield
All dividened rates are subject to change without notice. A penalty will be imposed for early withdrawal.Share Certificate Rates $5000.00 and over Term Dividend Rate APY 6 months 0.80% 0.803% 1 year 1.00% 1.005% 18 months 1.50% 1.511% 2 years 1.65% 1.664% 3 years 1.85% 1.867%
*Based on dividends capitalized back into your share certificate
*APY denotes Annual Percentage Yield
All dividened rates are subject to change without notice. A penalty will be imposed for early withdrawal.
IRA Dividends IRA account Dividend Rate APY 0.50% 0.501% *Dividends are figured on daily balances, compounded and paid quarterly
*APY denotes Annual Percentage Yield
All dividened rates are subject to change without notice. A penalty will be imposed for early withdrawal.
