Membership Benefits
| FREE SAVINGS ACCOUNTS | FREE CHECKING ACCOUNTS |
| FREE DEBIT CARDS | FREE ONLINE BANKING |
| FREE BILL PAY | FREE YOUTH ACCOUNTS |
| FREE MOBILE BANKING | ALLOWANCE PAY |
| OVERDRAFT PROTECTION | CHRISTMAS CLUB ACCOUNTS |
| GREAT RATES ON LOANS | NATIONWIDE SURCHARGE-FREE ATM |
| GREAT SERVICE | FRIENDLY ATMOSPHERE |
| FREE GIFT WHEN YOU OPEN A CHECKING ACCOUNT | GIFT CARDS AT NO EXTRA CHARGE |
| FREE MOBILE CHECK DEPOSIT | FREE ATM DEPOSITS |
| DIRECT DEPOSIT | PAYROLL DEDUCTION |
| CERTIFICATE OF DEPOSIT | INDIVIDUAL RETIREMENT ACCOUNTS |
| E-STATEMENTS | E-ALERTS |
| TEXTING/EMAIL PROMOTIONS | WEB LENDING |
| ONLINE ACCOUNT OPENING |